Effective from 15.11.2022 | Senior Citizens get additional 1% bonus interest
| Interest Payable Types | General Interest | Senior Citizen Interest | ||
|---|---|---|---|---|
| Principal | ROI | Amount | ROI | |
| Monthly | 1,00,000 | 7.90% | 742 | 8.90% |
| Quarterly | 1,00,000 | 8.00% | 2,250 | 9.00% |
| Half - Yearly | 1,00,000 | 8.20% | 4,600 | 9.20% |
| Yearly | 1,00,000 | 8.50% | 9,500 | 9.50% |
| Year | Principal | ROI (General) | Amount | Principal (Next) | ROI (Senior) | Amount |
|---|---|---|---|---|---|---|
| 1st Year | 1,00,000 | 8.50% | 8,500 | 1,00,000 | 9.50% | 9,500 |
| 2nd Year | 1,08,500 | 8.50% | 9,223 | 1,09,500 | 9.50% | 10,403 |
| 3rd Year | 1,17,723 | 8.50% | 10,006 | 1,19,903 | 9.50% | 11,391 |
| Maturity Value | 1,27,729 | Maturity Value | 1,31,293 | |||
| Max. Number Of Days | General ROI | Senior Citizen ROI |
|---|---|---|
| Upto 45 Days | 4.00% | 5.00% |
| 46-90 Days | 5.00% | 6.00% |
| 91-180 Days | 5.50% | 6.50% |
| 181 - 364 Days | 6.00% | 7.00% |
* Premature closure interest 1% less
| Years | ROI |
|---|---|
| 1-Year | 7.00% |
| 2-Year | 8.00% |
| 3-Year | 9.00% |